Financhill
Buy
65

OZK Quote, Financials, Valuation and Earnings

Last price:
$49.79
Seasonality move :
1.45%
Day range:
$47.14 - $49.84
52-week range:
$37.43 - $51.50
Dividend yield:
3.26%
P/E ratio:
8.18x
P/S ratio:
3.43x
P/B ratio:
1.07x
Volume:
4.1M
Avg. volume:
1.3M
1-year change:
9.32%
Market cap:
$5.6B
Revenue:
$1.6B
EPS (TTM):
$6.08

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
OZK
Bank OZK
$407.2M $1.44 -0.09% -9.53% $52.38
BAC
Bank of America
$25.1B $0.77 3.88% 12.82% $50.98
MTB
M&T Bank
$2.3B $3.74 5.4% 15.84% $221.82
PNC
PNC Financial Services Group
$5.5B $3.31 6.71% 9.68% $218.31
USB
U.S. Bancorp
$7B $1.05 3.34% 24.26% $56.83
WBS
Webster Financial
$687.5M $1.35 7.95% 28.05% $68.14
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
OZK
Bank OZK
$49.74 $52.38 $5.6B 8.18x $0.42 3.26% 3.43x
BAC
Bank of America
$46.53 $50.98 $354.1B 14.45x $0.26 2.15% 3.62x
MTB
M&T Bank
$196.76 $221.82 $32.6B 13.45x $1.35 2.72% 3.56x
PNC
PNC Financial Services Group
$198.54 $218.31 $78.6B 14.44x $1.60 3.2% 3.81x
USB
U.S. Bancorp
$48.36 $56.83 $75.4B 12.76x $0.50 4.09% 2.76x
WBS
Webster Financial
$59.67 $68.14 $10.2B 13.53x $0.40 2.68% 3.96x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
OZK
Bank OZK
10% 0.580 11.9% --
BAC
Bank of America
52.5% 1.213 91.34% 1.98x
MTB
M&T Bank
32.01% 1.032 40.68% 19.61x
PNC
PNC Financial Services Group
53.12% 1.107 80.72% --
USB
U.S. Bancorp
55.66% 1.196 89.78% 9.18x
WBS
Webster Financial
30.42% 1.583 48.6% 1.39x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
OZK
Bank OZK
-- -- 11.21% 13.48% 125.01% $258M
BAC
Bank of America
-- -- 4.33% 9.22% 113.33% -$37.3B
MTB
M&T Bank
-- -- 6.07% 9.21% 78.03% -$58M
PNC
PNC Financial Services Group
-- -- 4.81% 11.1% 87.68% $3.3B
USB
U.S. Bancorp
-- -- 4.91% 10.97% 83.01% $972M
WBS
Webster Financial
-- -- 6.24% 8.89% 101.73% $35.3M

Bank OZK vs. Competitors

  • Which has Higher Returns OZK or BAC?

    Bank of America has a net margin of 42.84% compared to Bank OZK's net margin of 26.3%. Bank OZK's return on equity of 13.48% beat Bank of America's return on equity of 9.22%.

    Company Gross Margin Earnings Per Share Invested Capital
    OZK
    Bank OZK
    -- $1.55 $6.2B
    BAC
    Bank of America
    -- $0.82 $622.2B
  • What do Analysts Say About OZK or BAC?

    Bank OZK has a consensus price target of $52.38, signalling upside risk potential of 5.3%. On the other hand Bank of America has an analysts' consensus of $50.98 which suggests that it could grow by 9.57%. Given that Bank of America has higher upside potential than Bank OZK, analysts believe Bank of America is more attractive than Bank OZK.

    Company Buy Ratings Hold Ratings Sell Ratings
    OZK
    Bank OZK
    1 5 2
    BAC
    Bank of America
    11 4 0
  • Is OZK or BAC More Risky?

    Bank OZK has a beta of 1.201, which suggesting that the stock is 20.097% more volatile than S&P 500. In comparison Bank of America has a beta of 1.337, suggesting its more volatile than the S&P 500 by 33.726%.

  • Which is a Better Dividend Stock OZK or BAC?

    Bank OZK has a quarterly dividend of $0.42 per share corresponding to a yield of 3.26%. Bank of America offers a yield of 2.15% to investors and pays a quarterly dividend of $0.26 per share. Bank OZK pays 25.94% of its earnings as a dividend. Bank of America pays out -- of its earnings as a dividend. Bank OZK's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OZK or BAC?

    Bank OZK quarterly revenues are $423M, which are smaller than Bank of America quarterly revenues of $25.3B. Bank OZK's net income of $181.2M is lower than Bank of America's net income of $6.7B. Notably, Bank OZK's price-to-earnings ratio is 8.18x while Bank of America's PE ratio is 14.45x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bank OZK is 3.43x versus 3.62x for Bank of America. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OZK
    Bank OZK
    3.43x 8.18x $423M $181.2M
    BAC
    Bank of America
    3.62x 14.45x $25.3B $6.7B
  • Which has Higher Returns OZK or MTB?

    M&T Bank has a net margin of 42.84% compared to Bank OZK's net margin of 28.55%. Bank OZK's return on equity of 13.48% beat M&T Bank's return on equity of 9.21%.

    Company Gross Margin Earnings Per Share Invested Capital
    OZK
    Bank OZK
    -- $1.55 $6.2B
    MTB
    M&T Bank
    -- $3.86 $42.7B
  • What do Analysts Say About OZK or MTB?

    Bank OZK has a consensus price target of $52.38, signalling upside risk potential of 5.3%. On the other hand M&T Bank has an analysts' consensus of $221.82 which suggests that it could grow by 12.73%. Given that M&T Bank has higher upside potential than Bank OZK, analysts believe M&T Bank is more attractive than Bank OZK.

    Company Buy Ratings Hold Ratings Sell Ratings
    OZK
    Bank OZK
    1 5 2
    MTB
    M&T Bank
    7 8 1
  • Is OZK or MTB More Risky?

    Bank OZK has a beta of 1.201, which suggesting that the stock is 20.097% more volatile than S&P 500. In comparison M&T Bank has a beta of 0.788, suggesting its less volatile than the S&P 500 by 21.162%.

  • Which is a Better Dividend Stock OZK or MTB?

    Bank OZK has a quarterly dividend of $0.42 per share corresponding to a yield of 3.26%. M&T Bank offers a yield of 2.72% to investors and pays a quarterly dividend of $1.35 per share. Bank OZK pays 25.94% of its earnings as a dividend. M&T Bank pays out -- of its earnings as a dividend. Bank OZK's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OZK or MTB?

    Bank OZK quarterly revenues are $423M, which are smaller than M&T Bank quarterly revenues of $2.4B. Bank OZK's net income of $181.2M is lower than M&T Bank's net income of $681M. Notably, Bank OZK's price-to-earnings ratio is 8.18x while M&T Bank's PE ratio is 13.45x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bank OZK is 3.43x versus 3.56x for M&T Bank. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OZK
    Bank OZK
    3.43x 8.18x $423M $181.2M
    MTB
    M&T Bank
    3.56x 13.45x $2.4B $681M
  • Which has Higher Returns OZK or PNC?

    PNC Financial Services Group has a net margin of 42.84% compared to Bank OZK's net margin of 28.95%. Bank OZK's return on equity of 13.48% beat PNC Financial Services Group's return on equity of 11.1%.

    Company Gross Margin Earnings Per Share Invested Capital
    OZK
    Bank OZK
    -- $1.55 $6.2B
    PNC
    PNC Financial Services Group
    -- $3.77 $116.1B
  • What do Analysts Say About OZK or PNC?

    Bank OZK has a consensus price target of $52.38, signalling upside risk potential of 5.3%. On the other hand PNC Financial Services Group has an analysts' consensus of $218.31 which suggests that it could grow by 9.96%. Given that PNC Financial Services Group has higher upside potential than Bank OZK, analysts believe PNC Financial Services Group is more attractive than Bank OZK.

    Company Buy Ratings Hold Ratings Sell Ratings
    OZK
    Bank OZK
    1 5 2
    PNC
    PNC Financial Services Group
    9 7 1
  • Is OZK or PNC More Risky?

    Bank OZK has a beta of 1.201, which suggesting that the stock is 20.097% more volatile than S&P 500. In comparison PNC Financial Services Group has a beta of 1.167, suggesting its more volatile than the S&P 500 by 16.68%.

  • Which is a Better Dividend Stock OZK or PNC?

    Bank OZK has a quarterly dividend of $0.42 per share corresponding to a yield of 3.26%. PNC Financial Services Group offers a yield of 3.2% to investors and pays a quarterly dividend of $1.60 per share. Bank OZK pays 25.94% of its earnings as a dividend. PNC Financial Services Group pays out -- of its earnings as a dividend. Bank OZK's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OZK or PNC?

    Bank OZK quarterly revenues are $423M, which are smaller than PNC Financial Services Group quarterly revenues of $5.6B. Bank OZK's net income of $181.2M is lower than PNC Financial Services Group's net income of $1.6B. Notably, Bank OZK's price-to-earnings ratio is 8.18x while PNC Financial Services Group's PE ratio is 14.44x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bank OZK is 3.43x versus 3.81x for PNC Financial Services Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OZK
    Bank OZK
    3.43x 8.18x $423M $181.2M
    PNC
    PNC Financial Services Group
    3.81x 14.44x $5.6B $1.6B
  • Which has Higher Returns OZK or USB?

    U.S. Bancorp has a net margin of 42.84% compared to Bank OZK's net margin of 23.83%. Bank OZK's return on equity of 13.48% beat U.S. Bancorp's return on equity of 10.97%.

    Company Gross Margin Earnings Per Share Invested Capital
    OZK
    Bank OZK
    -- $1.55 $6.2B
    USB
    U.S. Bancorp
    -- $1.01 $132.6B
  • What do Analysts Say About OZK or USB?

    Bank OZK has a consensus price target of $52.38, signalling upside risk potential of 5.3%. On the other hand U.S. Bancorp has an analysts' consensus of $56.83 which suggests that it could grow by 17.6%. Given that U.S. Bancorp has higher upside potential than Bank OZK, analysts believe U.S. Bancorp is more attractive than Bank OZK.

    Company Buy Ratings Hold Ratings Sell Ratings
    OZK
    Bank OZK
    1 5 2
    USB
    U.S. Bancorp
    7 11 0
  • Is OZK or USB More Risky?

    Bank OZK has a beta of 1.201, which suggesting that the stock is 20.097% more volatile than S&P 500. In comparison U.S. Bancorp has a beta of 1.049, suggesting its more volatile than the S&P 500 by 4.87%.

  • Which is a Better Dividend Stock OZK or USB?

    Bank OZK has a quarterly dividend of $0.42 per share corresponding to a yield of 3.26%. U.S. Bancorp offers a yield of 4.09% to investors and pays a quarterly dividend of $0.50 per share. Bank OZK pays 25.94% of its earnings as a dividend. U.S. Bancorp pays out -- of its earnings as a dividend. Bank OZK's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OZK or USB?

    Bank OZK quarterly revenues are $423M, which are smaller than U.S. Bancorp quarterly revenues of $7B. Bank OZK's net income of $181.2M is lower than U.S. Bancorp's net income of $1.7B. Notably, Bank OZK's price-to-earnings ratio is 8.18x while U.S. Bancorp's PE ratio is 12.76x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bank OZK is 3.43x versus 2.76x for U.S. Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OZK
    Bank OZK
    3.43x 8.18x $423M $181.2M
    USB
    U.S. Bancorp
    2.76x 12.76x $7B $1.7B
  • Which has Higher Returns OZK or WBS?

    Webster Financial has a net margin of 42.84% compared to Bank OZK's net margin of 29.8%. Bank OZK's return on equity of 13.48% beat Webster Financial's return on equity of 8.89%.

    Company Gross Margin Earnings Per Share Invested Capital
    OZK
    Bank OZK
    -- $1.55 $6.2B
    WBS
    Webster Financial
    -- $1.10 $13.2B
  • What do Analysts Say About OZK or WBS?

    Bank OZK has a consensus price target of $52.38, signalling upside risk potential of 5.3%. On the other hand Webster Financial has an analysts' consensus of $68.14 which suggests that it could grow by 13.72%. Given that Webster Financial has higher upside potential than Bank OZK, analysts believe Webster Financial is more attractive than Bank OZK.

    Company Buy Ratings Hold Ratings Sell Ratings
    OZK
    Bank OZK
    1 5 2
    WBS
    Webster Financial
    6 2 0
  • Is OZK or WBS More Risky?

    Bank OZK has a beta of 1.201, which suggesting that the stock is 20.097% more volatile than S&P 500. In comparison Webster Financial has a beta of 1.305, suggesting its more volatile than the S&P 500 by 30.455%.

  • Which is a Better Dividend Stock OZK or WBS?

    Bank OZK has a quarterly dividend of $0.42 per share corresponding to a yield of 3.26%. Webster Financial offers a yield of 2.68% to investors and pays a quarterly dividend of $0.40 per share. Bank OZK pays 25.94% of its earnings as a dividend. Webster Financial pays out 33.97% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OZK or WBS?

    Bank OZK quarterly revenues are $423M, which are smaller than Webster Financial quarterly revenues of $647.6M. Bank OZK's net income of $181.2M is lower than Webster Financial's net income of $193M. Notably, Bank OZK's price-to-earnings ratio is 8.18x while Webster Financial's PE ratio is 13.53x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bank OZK is 3.43x versus 3.96x for Webster Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OZK
    Bank OZK
    3.43x 8.18x $423M $181.2M
    WBS
    Webster Financial
    3.96x 13.53x $647.6M $193M

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